Sodiq Ojuroungbe
Medical practitioners have urged the Federal Government to licence more health insurance providers, emphasising the need for broader access to healthcare coverage for Nigerians.
The physicians noted that expanding the number of licenced health insurance companies would enhance competition and drive down premiums, making health insurance more affordable for a larger portion of the population.
Speaking exclusively with PUNCH Healthwise shortly after the launch of a state-of-the-art clinic in Banana Island, the medical experts advocated for a more inclusive and accessible healthcare system, stressing that insurance is key to ensuring Nigerians can receive timely and adequate medical care without financial strain.
The new clinic is an extension of Evercare Hospital Lekki, established in partnership with Medical & Dental Consultant Services.
The physicians, who spoke in separate interviews with our correspondent, stressed that health insurance provides a safety net for individuals and families, allowing them to access medical services without paying out of pocket.
They noted that the government has a critical role in promoting health insurance in Nigeria by licensing more health management organisations and increasing awareness about the importance of health insurance.
The Medical Director of MDCS, Dr. Dara Odubogun emphasised the need for a more robust health insurance system in tackling the various challenges affecting accessing quality healthcare in the country.
Odubogun, who is also a co-founder of MDCS, lamented that many Nigerians are unable to afford healthcare due to the high cost of medical services.
While stressing that health insurance can help bridge this gap, the physician emphasised that the government should subsidise health insurance premiums for low-income individuals and families and make it more affordable for them to access quality healthcare.
She also noted that the government could partner with private organisations to provide affordable healthcare services to Nigerians.
“It would be nice if the government subsidises the insurance for individuals because a lot of people cannot afford it and they need it.
“The absence of sufficient health insurance options forces people to delay necessary care, often with fatal consequences. The government must take immediate action to guarantee that every Nigerian has access to quality healthcare when they need it most,” she noted.
Speaking on the newly commissioned clinic, the medical director stated that the clinic would provide unique features, including home services, and specialised care.
She said, “Our services will cater to various specialities, including medical, surgical, gynaecology, physiotherapy, and dental care.”
“Access to quality healthcare is now closer than ever. We urge individuals to prioritise their health and explore affordable insurance options. Our partnership with Evercare ensures that world-class healthcare is within reach.”
On his part, another medical practitioner, Dr. Ola Ajayi, emphasised the need for public awareness campaigns to educate Nigerians about the importance of health insurance.
He noted that many Nigerians were unaware of the importance of health insurance and that this lack of awareness is a major barrier to accessing quality healthcare.
Ajayi, also a co-founder of MDCS encouraged individuals and families to prioritise health insurance, as it is a vital investment in their health and well-being.
The physician called on the government and private sector to invest in public awareness campaigns to educate Nigerians about the benefits of health insurance.
He also emphasised that health insurance providers should develop more affordable plans that cater to different income levels, making it easier for Nigerians to access quality healthcare.
“It is important that the government supports the licensing of additional health insurance providers. This will encourage innovation and competition, leading to more affordable and comprehensive coverage for Nigerians, especially those in underserved and rural areas,” he stressed.
Speaking about the partnership with Evercare, Ajayi said it was to bring healthcare closer to Lagos residents, particularly in Banana Island, Ikoyi, and Lekki environs.
He emphasised the importance of accessible healthcare, particularly in light of the mass migration of Nigerian doctors seeking better opportunities abroad.
“We lack doctors in the country, so this partnership is an opportunity to get doctors to provide quality care.
“There is a need to close the gap in medical healthcare, and we saw that need. We are using Evercare Hospital as a referral centre, and our Banana Island clinic will serve as a VIP clinic for wellness, home care services, and emergency services,” he stated.
Meanwhile, the Permanent Secretary of the Lagos State Ministry of Health, Segun Ogboye reaffirmed the government’s commitment to ensuring that residents have access to affordable healthcare.
Speaking with our correspondent, Ogboye said the government had made health insurance mandatory for all residents, including self-employed individuals.
He explained that the government encourages everyone to get health insurance, as it helps to pull the risk and ensures that individuals do not have to pay out of pocket for medical expenses.
He added that the state government set aside funds to provide health insurance for vulnerable individuals who cannot afford it.
He noted, “To increase awareness about the importance of health insurance, the government has embarked on various initiatives. The health insurance agency, LASHMA, conducts demand-creation activities to reach out to people and inform them about the available health insurance options. The government also uses various media channels, including TV and radio, to disseminate information about health insurance.
“Furthermore, the Lagos State Government has established an organization called HEFAMAA to regulate the activities of private health facilities. This ensures that they provide good quality services for the money they collect from patients”
Also speaking, the Group CEO of Evercare, Irfan Khan, said the collaboration was aimed at bridging the gap in access to quality healthcare services for residents of Lagos, particularly those in Banana Island and surrounding areas.
Khan noted that Evercare Clinic will offer a comprehensive range of medical services, including advanced diagnostics, specialist consultations, preventive care, and emergency services.
While stressing the importance of accessible healthcare, he added, “Our goal is to provide international-standard healthcare services closer to home, reducing the need for Nigerians to seek medical care abroad.
“This also reflects our commitment to challenging the status quo and ensuring quality healthcare is accessible to all. Together, we are driving innovation, improving health outcomes, and creating sustainable healthcare solutions while training local professionals to deliver medical excellence.”
When asked about expectations from the clinic, Khan replied, “The people of Banana Island community can expect international standard healthcare in their community and emergency services. Our center will provide quick help in emergencies, saving lives. We’re also introducing a home health service, bringing healthcare to the community’s doorstep.”
On affordability, the Evercare group CEO said the hospital was implementing a low-cost service by providing basic community health services.
“We want to make healthcare accessible to those earning minimum wage. We’ll plan a community clinic with affordable consultation fees, enabling people to bring their families for quality care,” he explained.
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